PaySimati is Malawi's first member-powered e-payments platform—transforming how individuals, businesses, and communities transact.
With one simple app and a tiny monthly membership of just 300 MWK (about 10 MWK per day), you can send and receive unlimited payments instantly, securely, and with zero transaction fees.
Authorised by Reserve Bank of Malawi (RBM), PaySimati combines smart design with robust technology to make financial access easy and affordable—whether you're in the city, the village, or on the move.
Just 300 MWK/month—that's less than a bottle of water—to unlock unlimited e-payments.
Experience the future of digital payments in Malawi
Pay friends, family, or businesses at no cost (for members). Non-members pay just 1% per transaction (VAT inclusive).
Automatic updates for your internet subscription with just a few taps on your phone.
Fully authorized by the Reserve Bank of Malawi with bank-grade security for all transactions.
Mobile app and *480# USSD access means you can transact anytime, anywhere.
Cashback, rewards, and first access to new services like funeral cover and microloans.
Only 300 MWK/month gives you unlimited free transactions and all member benefits.
Whether sending money to a friend, buying groceries, or paying your utility bills, PaySimati gives you:
As a PaySimati agent, you can:
PaySimati makes it easy for merchants to:
Plus: Get free PaySimati marketing and be part of our national promotions.
Download the PaySimati app today and start enjoying free, instant, and secure transactions.
Together, We're Building a Stronger, Wealthier Malawi