PaySimati is here
E-payments with zero stress and zero transaction fees
Send, receive, or pay — instantly and securely — for just MWK300 / 30 days
No fees. No limits. Anytime, via mobile app or *480#.
What is PaySimati?
PaySimati is a new mobile-first payment service that gives you total control over your money.
Unlimited Free Transactions
Members enjoy unlimited free e-transactions including sending money to friends and paying Afrimax bills.
Just 300 MWK per 30 Days
Full access to all features for less than 10 MWK per day.
Low Cash Fees
Cash-in and Cash-out at only 0.75% for members (minimum charge: 20 MWK).
Use our mobile app (Android or iOS) or simply dial *480# to transact from anywhere!
What Can I Do with PaySimati?
Simple, fast transactions for all your payment needs
Why Choose Us
We provide the best services to ensure your success.
Secure & Licensed
Fully authorized by the Reserve Bank of Malawi with bank-grade security for all transactions.
Instant Afrimax Payments
Automatic updates for your internet subscription with just a few taps on your phone.
Always Accessible
Mobile app and *480# USSD access means you can transact anytime, anywhere
Zero-Fee Transactions
Pay friends, family, or businesses at no cost (for members). Non-members pay just 1% per transaction (VAT inclusive).
Exclusive Member Benefits
Cashback, rewards, and first access to new services like funeral cover and microloansp>
Affordable Membership
Only 300 MWK/month gives you unlimited free transactions and all member benefits
Who is PaySimati For?
Whether you're a student sending airtime to a friend, a merchant collecting payments, or an agent building your business — PaySimati is designed for you.
Students & Individuals
Send and receive money, Pay Afrimax, Cash in/Cash-out
Merchants
Accept payments instantly with the PaySimati Merchant app
Agents
Earn commissions by signing up and supporting PaySimati users
Built on Trusted Technology
AWS
Google
Android
Apple
Firebase
Microsoft
AWS
Google
Android
Apple
Firebase
Microsoft
Offinox
Become an Agent & Earn
Become a PaySimati agent today and unlock a new stream of income. Offer essential financial services to your community while earning commissions on every transaction. Commissions are paid within 48 hours!
Earn Commissions
Get paid for every transaction you process.
Grow Your Network
Attract more customers and build trust in your community.
Boost Your Income
Turn your business into a financial service center.
Join thousands of users managing their money smarter with
PaySimati
A secure, convenient, and cheaper way to send, receive, and store money—right from your phone.
